PCI Compliant Servers

Servers that deliver exceptional performance and reliability for e-commerce stores, SaaS applications, and any service that must comply with Payment Card Industry Data Security Standards.

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Organizations That Accept Cardholder Data Must Comply With PCI DSS

Failure to comply results in hefty fines or even being banned from taking credit card transactions. Every business, no matter how small, is required to comply with all 12 PCI requirements. VPS House’s PCI-compliant hosting solutions empower businesses to build PCI-compliant services and applications. Our data centers and networks are engineered for compliance. They are the trusted foundation on which thousands of businesses build PCI-compliant e-commerce stores and applications.

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PCI DSS Compliance Affect

The Payment Card Industry Security Standards (PCI) and Data Security Standards (DSS) or PCI-DSS are security and data protection compliance rules developed, maintained and managed by the PCI Security Standards Council, an international forum comprised of leading credit card institutions.

PCI-DSS standards protect consumers, financial and credit card institutions by standardizing the secure treatment of cardholder data from the moment that credit card information is entered into a payment system; through payment authorization, processing and bank settlement.

Businesses tasked with protecting cardholder information are responsible for following and meeting the protection standards set forth by PCI-DSS with their hardware, applications, systems and solutions. These organizations include merchants, payment processors, financial institutions, or any group storing, processing, and transmitting consumer credit card data.

The risks are high for companies or organizations handling such data that choose not to adhere to PCI-DSS, with costs being exorbitantly high if a consumer data breach affects their systems or infrastructure.

Associated breach costs can take a toll on a company’s financials with large banking fines and retribution packages, as well as harm to business and brand reputation. PCI-DSS standards are strictly enforced and investigated collaboratively by a range of law enforcement agencies and the affected Credit Card associations.

PCI-Compliant Data Centers

Building a PCI-compliant hosting solution in-house consumes time and resources that should be used to develop and grow your e-commerce store or web application.

Our PCI-compliant hosting solution takes care of physical security, network security, and aspects of server security. Businesses can build PCI-compliant services on our hosting platform, secure in the knowledge that your VPS House data center is engineered to comply with PCI DSS security goals and standards.

Scalable PCI-Compliance

Every piece of infrastructure that your business uses to process credit card data must be PCI-compliant. As your business grows, it will add new infrastructure. But how can you be sure that you stay compliant as you scale?

VPS House operates data centers around the world. Every VPS House data center—whether in the US, Canada, Europe, or New Zealand—conforms to the same strict physical and network security standards. You can deploy dedicated and cloud servers in any VPS House data center and benefit from the same impeccable security and support.

Reduced PCI-Compliance Costs

PCI-compliance inflates the cost of every e-commerce store, web app, and mobile app that processes credit card data. Businesses may have to hire security experts to build and secure their infrastructure. PCI-compliance is an ongoing cost—whenever the business scales or upgrades, compliance must be verified.

The cost of compliance is massively reduced when you use a hosting solution engineered for PCI-compliance. Our server and network team have already done much of the work. You can focus on your app and not your physical infrastructure.

Customized Solutions

Businesses have different server hosting requirements, with unique server, network, and software needs. One-size-fits-all PCI-compliant server hosting solutions are restrictive, lacking the flexibility to adapt to the requirements of individual businesses.

VPS House offers a wide range of dedicated and hybrid server solutions, and we are happy to customize our servers to your specifications. Our server hosting team will help you to choose the best configuration, provide a custom quote, and build the budget-friendly PCI-compliant hosting solution your business needs.

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Why Does It Matter To be PCI Compliant?

VPS House offers a solid platform for you to build your PCI-DSS compliant solution. Whether taking payments, processing payments or hosting clients who do, we can enable your efforts with the highest level of physical, network and technical security. With a strong up-time record and around the clock network and support personnel, we can ensure uninterrupted and reliable service 24*7*365.

As a PCI-DSS v. 3.1 validated service provider, we maintain compliance for our Infrastructure as a Service (IaaS) solutions. In addition, each of our US and EU locations are also SOC 1 and SOC 2 audits, offering the highest level of protection and a global footprint to back up and connect your critical data across multiple regions.

Although VPS House is a PCI-DSS compliant service provider, this does not automatically assure that your customers are PCI compliant. We do recommend clients check with their Qualified Security Assessor (QSA) to clarify any PCI obligations and confirm what steps they need to take to achieve and maintain compliance.

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What is PCI DSS compliance?

The Payment Card Industry Data Security Standards are rules devised by leading members of the credit card industry, including Visa, Mastercard, and American Express. The standards describe the security measures that must be in place for any business that accepts, transmits, or stores cardholder data, even if they use a third-party payment provider.

What is PCI-Compliant Hosting?

PCI-compliant hosting provides a foundation for building compliant applications. The physical and network security is engineered to comply with PCI standards, and processes are in place to ensure that the infrastructure remains compliant. It should be understood that PCI-compliant hosting does not guarantee compliance because the hosting provider cannot control the code that you run on the server. However, PCI-compliant hosting does make it cheaper and faster to comply with the PCI DSS.

What are the PCI DSS Requirements?

The PCI DSS comprises six security goals with 12 requirements in total:

  • Build and maintain a secure network.
    • Install and maintain a firewall configuration to protect cardholder data.
    • Do not use vendor-supplied defaults for system passwords and other security parameters.
  • Protect Cardholder Data.
    • Protect stored cardholder data.
    • Encrypt transmission of cardholder data across open, public networks.
  • Maintain a Vulnerability Management Program.
    • Use and regularly update anti-virus software or programs.
    • Develop and maintain secure systems and applications.
  • Implement Strong Access Control Measures.
    • Restrict access to cardholder data by business need-to-know.
    • Assign a unique ID to each person with computer access.
    • Restrict physical access to cardholder data.
  • Regularly Monitor and Test Networks.
    • Track and monitor all access to network resources and cardholder data.
    • Regularly test security systems and processes.
  • Maintain an Information Security Policy.
    • Maintain a policy that addresses information security for employees and contractors.
How do I comply with the PCI DSS?

To comply with the PCI DSS, your business’s infrastructure, networks, processes, and software must comply with the goals and standards of the credit card industry. Additionally, businesses must be able to prove that they are compliant.

For most businesses, that means completing a Self-Assessment Questionnaire, which includes an Attestation of Compliance. Larger companies—those that process more than 6 million transactions a year—must complete a third-party audit with a qualified security assessor (QSA).

Who is responsible for PCI Compliance?

Businesses are responsible for making sure their infrastructure and software comply, even if they use a third-party hosting provider. Ultimately, your business is accountable, and it is your business that will be fined in case of a security breach. However, a trustworthy third-party PCI-compliant hosting provider can reduce the cost and effort of PCI-compliance by building and maintaining compliant data centers, networks, and servers.

What are the penalties for not complying with the PCI DSS?

According to a recent report from Verizon, only 39 percent of US organizations are PCI compliant. Non-compliance exposes those businesses to fines that vary from $5,000 to $100,000 per month. But fines aren’t the only cost of non-compliance. If a business is not PCI-compliant, its infrastructure is insecure. If there is a security breach and credit card data is stolen, the cost may be much higher and include lawsuits, legal fees, and damage to the organization’s reputation. Massive breaches can cost hundreds of millions of dollars in fines and other payments.

What are PCI DSS compliance levels?

Merchants are divided into levels according to how many credit card transactions they process each year.

  • Level 1 – Over 6 million transactions per year
  • Level 2 – Between 1 and 6 million transactions per year
  • Level 3 – Between 20,000 and 1 million transactions per year
  • Level 4 – Less than 20,000 transactions per year

Although these criteria are accurate, individual credit card company may apply alternative criteria that affect a merchant’s level, so be sure to look into the rules that apply to your business.

A merchant’s level determines the actions they must take to demonstrate compliance. Level 2,3, 4 merchants should complete an Annual Self-Assessment Questionnaire and a quarterly network scan by an Approved Scan Vendor (ASV). Level 1 merchants are required to undergo an Annual Report on Compliance (ROC) by a Qualified Security Advisor (QSA).

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